Judicial Insight

Everyday Law · Appellate Division of the Supreme Court of the State of New York

Sep 30, 2026 · 2025-05868 · Appeal

A bank representative and homeowner stand in a front yard facing each other, with house keys visible.AI illustration

Bank's right to foreclose gets challenged in court

Can the bank foreclose without proving ownership of the mortgage?

TL;DR

  1. 1U.S. Bank wants to foreclose on a Brooklyn home over missed payments.
  2. 2The homeowner argues the bank doesn't have the right paperwork.
  3. 3The court must decide if the bank can prove its claim.

Appeal

Lower-court ruling unlocks after you vote

Did U.S. Bank prove it could foreclose on the home?

Be the first juror
Judge more cases