Judicial Insight

Everyday Law · Cour de cassation

Sep 17, 2026 · 25-12.441

A restaurant owner and an insurance representative discuss coverage for pandemic losses.AI illustration

Restaurant fights insurance over COVID losses, but does the policy cover it?

Is the insurance company justified in denying pandemic loss coverage?

TL;DR

  1. 1A restaurant had insurance to cover business losses.
  2. 2During COVID-19 government restrictions, it lost business but the insurer refused to pay.
  3. 3The restaurant sued, claiming the policy should cover its losses.

Does the policy cover losses from the COVID-19 pandemic?

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