Judicial Insight

Money & Corp · Appellate Division of the Supreme Court of the State of New York

Oct 1, 2026 · Index No. 807873/22|Appeal No. 7106|Case No. 2025-04799| · Appeal

A bank rep confronts a homeowner's heir over a loan dispute outside a house.AI illustration

Can a bank sue someone for a debt they didn't take on?

A bank seeks repayment through an heir after a borrower's passing.

TL;DR

  1. 1Deutsche Bank wants to foreclose on a property.
  2. 2Colin Chapman argues he can't be sued because he has no financial stake.
  3. 3The bank claims he might still owe something even after giving up the property.

Appeal

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Should the court have the case against Colin Chapman?

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